Medicare Part B helps pay for doctor visits and outpatient care.
You cannot be denied Part B coverage. You may go to any doctor or qualified health care provider in the United States who participates in the Medicare program and is accepting Medicare patients.

Medicare Part B covers doctor visits and outpatient care, including:

  • Physician services, including in the hospital
  • An annual wellness visit and preventive services, like flu shots and mammograms
  • Lab services, like blood tests
  • X-rays and some other diagnostic tests
  • Some health programs, like smoking cessation, obesity counseling and cardiac rehab
  • Physical therapy, occupational therapy and speech-language pathology services
  • Diabetes screenings, diabetes education and certain diabetes supplies
  • Mental health care
  • Durable medical equipment for use at home, like wheelchairs and walkers
  • Ambulatory surgery center services
  • Ambulance and emergency room services

Part B costs in 2025

Premium

$185.00 per month if any of the following apply to you:

  • You enroll for the first time in 2021.
  • You have Medicare and Medicaid, and Medicaid pays your premiums.
If you are collecting Social Security benefits your Medicare costs may be deducted from your Social Security checks.
Your premium may be more than $185 if your reported income from 2023 was above $103,000 for individuals or $206,000 for couples.

Deductible

$240 per year

Coinsurance

20% of the Medicare-approved amount for most covered services after you pay the deductible, with no annual out-of-pocket maximum